My Zeo

  • Home
  • About
  • Blog
  • Lifestyle
  • Health
  • House
  • Pets
  • Fitness
  • Money
  • Contact

Who Has The Better Insurance: Spot Pet or Trupanion?

July 20, 2022

Spot Pet and Trupanion are two of the leading pet insurance companies you have to choose from as a pet owner. Looking through the benefits of each option can feel overwhelming. How do you know you’re choosing the best coverage for your pet? Read on for a comprehensive comparison of Spot Pet Insurance Vs. Trupanion Pet Insurance so you can make the right choice for your pet.

Pet Eligibility

With any insurance, you will need to ensure your pet is eligible to be put on a plan. Some insurance companies will not accept pets with certain health conditions, such as chronic conditions. Spot and Trupanion both accept all pets regardless of health. So if you do have a pet with a condition, you won’t have to worry about being denied coverage.

Another key factor to look into when shopping for pet insurance is upper age limits. Trupanion had an age restriction for new enrollments and will not accept newly insured pets that are older than 14 years old. However, if you insure your pet younger than 14, you won’t expect to lose coverage after 14. If you’re looking to insure an older pet, Spot is the insurance company you need. The company does not place an upper age limit on coverage so you won’t have to worry about your older pet.

Multiple Pet Discounts

Do you have multiple pets and find that when you add up the cost of insuring each one, you’re shocked at how much the price is? The costs can really start to add up, so you want to find an insurance company that offers a discount for multiple pets. Sadly, Trupanion does not have such a discount. Luckily, Spot Pet Insurance does. Spot offers policyholders a 10% discount on their coverage plan after insuring their first pet.

Therapeutic Diets and Dietary Supplements

If your pet has a condition that requires a therapeutic diet or dietary supplements, both Spot and Trupanion can help cover the costs. The conditions must be covered by the policy and prescribed by a veterinarian and must meet safety standards and be accompanied by a guaranteed analysis. The costs for these foods and supplements can be quite high, so having assistance with costs can be huge for pet owners.

Additional Coverage Options

When it comes to finding the right coverage for your pet, you want options. Spot Pet Insurance helps you get the coverage you’re seeking with two additional coverage choices. In addition to their traditional plan, you can add preventative care. This option covers the cost of veterinary visits that promote your pet’s general health and prevents illness – such as wellness exams or deworming.

If investing in a full policy isn’t of interest to you, Spot allows you to get accident-only coverage. This plan covers the costs associated with accidents that could result in large vet bills. Trupanion does not offer additional coverage options, so if an accident-only policy or preventative care coverage is something you’re looking for, Trupanion is not the best option.

Money Back Guarantee

Choosing an insurance plan for your pet can be a big decision. What happens if you make the wrong one? Both Spot and Trupanion understand that it can take some time to decide if a plan is right for your pet and that it can take testing out the policy to determine if it’s right, which is why both insurance companies offer a 30-day money-back guarantee. If either service isn’t right for you (and you haven’t had any claims approved or paid), you can cancel your coverage. Before you sign your policy, make sure you review the guarantee to stay informed on the process so you know and understand the stipulations.

Conclusion

Trupanion offers some similar benefits compared to Spot Pet Insurance, but there are many limitations to their coverage options. When weighing all the benefits of each, Spot wins out with a plan that’s more robust and will result in not only incredible cost savings but better care for your pet. Your search for the best pet insurance ends here. It’s time to invest in a plan with Spot Pet Insurance.

 

Leave a Comment · Pets

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

About Me

Hello all!!!! I'm Darcy and I recently started writing on My Zeo about health and fitness (and part of that important health equation is sleep!). As we are all super busy with life, I try to integrate how to stay fit, relax and be healthy and happy through everyday life.

Facebook

My Zeo

NEWSLETTER

TeraHemp

8 Investing Terms You Should Know Before Putting in a Dime

Basic finance terms must be learned before you venture into investing. These words provide essential . . .

Read the Post

Using the Crate for Training Success: A Practical Guide for Dog Owners

When it comes to raising a well-mannered and confident dog, few tools are as effective as a properly . . .

Read the Post

3 Strategies to Maximize Brand Awareness with Mass SMS Texting

Do you know that many people read nearly all the text messages sent to them? Because of this, mass . . .

Read the Post

How to Choose the Right Features for Your New Car: A Comprehensive Guide

  Key Takeaways: Understanding your needs and lifestyle is crucial in selecting the best . . .

Read the Post

Why Off-Grid Living Demands a Rethink of Physical Security

Imagine waking up to silence—no distant traffic, no buzzing streetlights—just wind through the trees . . .

Read the Post

Follow Us Online

  • Facebook
  • Instagram
  • LinkedIn

Copyright © 2018 myzeo.com

Copyright © 2025 · Simply Pro by Bloom Blog Shop.