Getting your cat insured is a streamlined process. Getting started is straightforward and takes very little time or effort.
Let’s discuss the step-by-step process for getting your cat insured for all the things that happen in life. The steps covered in this post can help you see if cat insurance is right for you and your family.
Deciding to get your cat pet insurance could be one of the best decisions you’ve made in your cat’s life. Starting a quote has never been easier. Simply enter your pet’s name, and select that they are a cat.
This is the opportune time to sign up your other pets if you have them. The more pets you sign up for, the more you can save. You can also save an additional 10% on each additional pet that you sign up.
The next thing that you have to do is provide some basic information about your cat. Selecting your cat’s breed from a drop-down menu couldn’t be easier. After the age and sex selection options, you are ready for your next step.
This step is all about YOU. After entering your name and address, you just need to let them know information about your primary vet. This personal information is only used to make an accurate quote!
Two different plans are available. Basic pet health insurance and the preventive essentials pack. Pet health insurance has options that are discussed below.
Now you must review all the insurance choices, like annual limits and deductibles. This is the most challenging and time-consuming step.
There are two annual limit options available, seven thousand and fifteen thousand. While only 1% of recent claims have been for over seven thousand, the higher yearly limit may be the best option for you.
Three deductible amounts are available, one hundred, two hundred and fifty, and five hundred. Choosing a higher deductible can help lower the cost of your monthly payments. If you want to pay less to start, a lower deductible could be right for you.
This pet health insurance covers many common accidents and illnesses that include skin and eye issues, bite wounds, toxic ingestion, broken bones, cancer, respiratory infections, and diabetes.
Other more costly treatments are also covered. Prescription meds, alternative therapies, and surgery are examples of covered services under this pet insurance.
Unfortunately, not everything can be covered by insurance. Understanding what is covered and not covered is very important. Breeding costs, spaying/neutering, elective procedures are not covered. Pre-existing conditions are not covered either in most cases.
Now you must choose if you want to sign up for the preventive essentials pack. This set price coverage is an add-on that many people decide to get.
This pack covers several things that are important for cat care. This covers one annual wellness exam fee. A yearly visit important cannot be understated. Catching any problems before they become serious can save you time and heartache.
This plan also covers one vaccine administered annually at the vet. Yearly vaccines are essential for protecting your cat from run-of-the-mill diseases.
The last thing covered by the preventive essentials is a fecal test. Testing your cat’s poop yearly to find dangerous parasites that live in the intestines is a must. Hookworms, roundworms, and whipworms are super dangerous and must be stopped as early as possible.
In conclusion, pet insurance will ensure that all of your pet’s health needs are met extensively and affordably. Obtaining healthcare for your pet is a simple process that only takes a few steps before your pet has the peace of mind and coverage you need.