A new year is right around the corner, and with it comes a fresh start.
The new year gives you time to reflect on your life, what you have accomplished so far, and what you want to accomplish in the future. Part of planning for a new year involves looking at your finances and finding areas of improvement.
Any effective plan for your financial future will likely include a variety of tools you can use to help you reach your goals. Fortunately, many financial management apps can do just that.
If you are ready to get out of debt, boost your savings, or master your finances, here are a few apps that can help you along the way.
1. Mint
Mint is one of the best financial management apps you can use. With this app, you can account for your income, analyze your spending habits, and create and manage your budget. Mint helps you see the big picture of your finances, which is useful for reaching long and short-term goals.
2. You Need a Budget (YNAB)
YNAB is one of the money management apps that continues to gain in popularity. YNAB is a zero-based budgeting app, one that helps you track your spending while learning more about smart financial management. This app is ideal for those who want to get out of the paycheck-to-paycheck cycle.
3. Credit Karma
Credit Karma is an excellent app for those who want to track and improve their credit score. This app also gives you access to your credit report so you can check for errors and monitor your progress. If you need more services than Credit Karma can provide, consider hiring a Financial Planner.
4. Acorns
Acorns is a great money management app for helping you save money. This is one of the best money management apps because it acts like a virtual piggy bank by rounding up your purchases and adding the money to your portfolio. If you need help saving, consider Acorns.
5. PocketGuard
While there are many complicated apps to help manage money, PocketGuard offers a simplified solution. This app gives you a snapshot of how much you have available in your budgeting, after accounting for the various bills and expenses you have to pay. If you are looking for a minimalist solution to manage your finances, consider PocketGuard.
These Are the Best Financial Management Apps for the New Year
There are many financial management apps that can help you reach your goals in the new year.
Whether you are starting a budget for the first time, need a more robust app, or you are a personal finances pro, these useful apps can help you with your financial goals. Consider using Mint, YNAB, Credit Karma, Acorns, or PocketGuard.
You can use one app for simplicity or use a combination to address all of your financial needs.
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