Your roof looks amazing. It’s the cherry on top of the cake that is your house. It looks great while also protecting you and your belongings from all kinds of outside forces.
Then one day, your roof decides to just not be great. Maybe it was the result of terrible craftsmanship, or the elements finally got to it. Either way, you can expect you’ll need to start with the repairs ASAP.
The problem is that repairs are expensive to pay for on your own.
If you have homeowner’s insurance, you can file for a roof damage insurance claim instead to keep from paying all of those hefty bills out of pocket. This article shows you how it’s done. Keep reading to find out more!
Assess the Damage Before You File for a Roof Damage Insurance Claim
Before you begin punching in the numbers, you need to assess the damage that’s been done to your roof. Otherwise you won’t actually know what you’re up against, which could prolong your claim.
If you have the experience and you’re able (and willing) to investigate your roof on your own, you can take a look and find out what the problem is. If it’s too risky to do yourself, many roofing contractors like this roofing company can assess the damage for you.
Learn About What Your Insurance Actually Covers
The first thing to know about housing insurance is that it never covers everything. The second thing to know about housing insurance is that each plan only covers specific aspects of your roof.
You need to figure out what exactly your insurance covers so you don’t make the mistake of expecting a fresh new roof when your type of damage isn’t taken care of. This will help you avoid some potentially sticky situations that could arise later.
Begin Filing Your Claim
Now that you’ve found your contractor and know that your insurance covers your damages, you need to start filing your claim. Request a claim form from your company and include all of the information about your roof damage on it.
Afterward, your insurance adjuster should be following up with you to check out the damages and tally up repair fees. It would be a smart move to include your roof contractor in the meeting so they can best discuss the repairs with the adjuster.
After your claim is approved and you receive the funds, you’re ready to get to work on fixing up your roof!
We’ve Got the Answers
Now that you know how to file for a roof damage insurance claim, you’ll be well on your way to getting your roof fixed so your home can stay safe once again. If you want to find out more about how to improve your lifestyle, our site has the information that you need.
We have articles on all types of subjects to help you navigate the world around you and help you to live your best life. Make sure to take a look around and see what you can find to benefit you!