If you’ve recently been in a car accident and sustained injuries as a result of the crash, you may be wondering what your options are. After all, there are plenty of health complications that can come about from being in a car accident, and even pedestrians can have their lives irrevocably changed by a car crash.
Even if you don’t face life-altering injuries in a car accident, neck and back injuries, two of the most common side effects of being in a collision, can sometimes require extensive surgery in order to correct. As a result, it’s important to understand the different ways in which you can pay for medical treatment following a car accident. Here’s what you need to know.
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After you’ve traded phone numbers and insurance information with the other driver, one of the first things that you’ll want to figure out when you’ve been in an accident is how to pay for any damages involved in the collision. For example, most drivers have an automotive insurance policy which will help cover any damages your car sustains.
However, some people also have additional personal injury protection clauses as part of their auto insurance, which could help cover any physical damages a driver experiences during their collision. If you’re one of these people, then you will likely want to use your automotive coverage prior to using any health insurance for medical treatment that you receive as a result of your accident. This helps your case stay with one insurance provider, in this case, the automotive insurer, which can help simplify an already complicated process.
If you don’t have a good health insurance policy or need extra coverage to help cover a gap in your insurance policy, it may be worth considering enrolling in a temporary health insurance program. Agile Health Insurance is one provider of temporary health insurance and has extensive experience giving short term insurance and temporary coverage to a variety of individuals including college students and foreign students.
One of the benefits of receiving your health insurance from a provider such as Agile Health Insurance is that you can get the information about your policy very quickly. Thanks to their online platform, you can receive an estimate, apply for coverage, and receive your policy card all within a matter of minutes. This can help you cover medical expenses incurred as a result of your automotive accident immediately, without necessitating a long wait period for approval or use of insurance.
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Of course, there are some situations where the damages to your car and your body are quite extensive. In these sorts of situations, finding a personal injury lawyer who specializes in car accident injury compensation can be the best path forward. Speaking with a licensed legal professional is a good way to learn more about what types of compensation you can expect from the other driver and their insurance.
If you weren’t at fault for the accident but are facing life-changing side effects because of it, speaking with a personal injury lawyer may be the most helpful thing you can do. Even if you spend money and use your own health insurance to cover any immediate medical costs, those medical bills could get reimbursed in a personal injury settlement should you file for and win a lawsuit.
Understanding your options is the best way to stay ahead of any negative repercussions that could come as part of being in a car accident. As a result, it’s always a good idea to understand the ins and outs of your current insurance policies, as well as what sorts of options you have beyond your current coverage. This more cautious approach can ultimately save you thousands if not hundreds of thousands of dollars, should you ever be in a car accident.