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Get Your Next Vacation Funded Quickly With These Money Building Tips

April 11, 2019

If you had to take your next vacation based on your current bank account balance, how far could you travel?

The other side of the world? Or maybe the other side of the street?

For 78% of workers, they have just enough to make it to next payday. Vacation might not seem like an option when you have bills stacking up and no wiggle room in your budget. 

But getting away from the every day is as much of a need as food and housing. You work hard and you’ve earned the right to relax.

Put the following five saving tips into practice and have your next vacation funded in no time.

1. Start a Designated Vacation Fund

Saving money might be easier when you know what you’re saving for. Consider opening a separate vacation account or setting aside money designated for travel. 

Set a specific goal and make it a point to contribute any extra money you can. You might be surprised at how fast you reach your goal.

2. Use a Travel-Friendly Credit Card

Using a credit card responsibly can help you to fund some or all of your trip. Consider applying for a rewards card where you can redeem points or miles to cover travel expenses. 

Some credit card companies will give new cardholders a massive bonus when you meet certain conditions (e.g. 25,000 miles when you spend $3000 in three months). 

With a little research, you can find lucrative offers that make it easy to take that next vacation.

3. Visit Places During the Offseason

If you want a great vacation but don’t want to spend a fortune, consider traveling during the offseason. Hotel prices and flights are usually lower, which give you savings up front. 

Keep in mind that different places have different peak and low seasons. Wherever you want to travel, do a little research to find out when crowds are thin and travel prices are low.

4. Start a Side Hustle

We’re living in the side hustle era. You can probably name someone you know that earns money through a side gig. 

Anyone can find a way to make a little money on the side, regardless of your skills. Driving for Uber or Lyft, renting your car with Flightcar, and delivering for companies like Uber Eats and DoorDash are among the most popular. 

While you won’t get rich, you may get enough money quickly to take your next vacation without going into debt.

5. Get an Installment Loan

One of the quickest paths to your next vacation is also one of the most overlooked. Rather than rely on what’s already in your bank account, consider using an installment loan. 

Installment loans let you get a lump sum payment now and repay it in smaller increments over time. Load periods can vary between lender, but some will break up payments over 36 months!

Where Will Your Next Vacation Take You?

Your next vacation is closer than you think, whether you pay for it up front or over time. It’s never a matter of choosing whether or not you can travel, but rather where will you travel next?

For more travel inspiration, visit our Lifestyle section.

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About Me

Hello all!!!! I'm Darcy and I recently started writing on My Zeo about health and fitness (and part of that important health equation is sleep!). As we are all super busy with life, I try to integrate how to stay fit, relax and be healthy and happy through everyday life.

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